Everyone Needs A Small-town Banker. Especially In

Quinn's First Law Of Investing Is Never To Buy Anything Whose Price You Can't Follow In The Newspapers. An Investment Without A Public Marketplace Attracts The Fabulists The Way Picnics Attract Ants. Stock Brokers And Financial Planners Can Tell You Anything They Want, Because No One Really Knows What's True. The First Corollary To Quinn's First Law States That, Even When The Price Is In The Newspapers, You Shouldn't Buy Anything Too Complex To Explain To The Average 12-year-old.

It's A Fact: Stock Investors Sometimes Lose Money On Their Way To Wealth. Get Over It.

Savings Will Not Make You Rich. Only Canny Investments Do That. The Role Of Savings Is To Keep You From Becoming Poor.

A Faithfully Kept Program Of Savings And Conservative Investments Can Give You More Money And A Better Life Than That Of Your Neighbors Who Spend Everything They Get. This Is Probably The Oldest Financial Advice In The World, But There Are Some Things You Can't Improve On.

You Get The Most Out Of What You Need The Least.