When You Think That It's Too Hard,

There Is Nothing To Fear From Truth....being Truthful Is Essential To Being An Independent Thinker And Obtaining Greater Understanding Of What Is Right.

I Think The Media Argues All The Time With Itself.

To Have An Idea Meritocracy, One Needs To Do Three Things. First, They Have To Put Their Honest Thoughts On The Table, For Everyone To Look At And Everyone To Work Through. Second, They Need To Have Thoughtful Disagreement, By Which There Are Quality Exchanges, In Which There's Open Mindedness And The Realization That No One Has All The Right Answers. And You Can Work Through That And Get To Better Answers Because Good Collective Decision Making Is Better Than Any Individual Decision Making. And Third, You Have To Have Ways Of Getting Past The Disagreements If They Remain.

I Think It Is In The Nature Of Individuals And Individual Entities Not To Self-correct.

What I'm Trying To Say Is That For The Average Investor, What I Would Encourage Them To Do Is To Understand There's Inflation And Growth - It Can Go Higher And Lower - And To Have Four Different Portfolios Essentially That Make Up Your Total Portfolio That Gets You Balanced.