We Take Smaller Companies And Middle-sized Companies,

If You Look At The Banking Business Over Many Years, It's Always Been A Huge User Of Technology. This Has Been Going On My Whole Life, That People Have Been Adding Technology, Digitizing Services.

I've Been Regulated My Whole Life. We Have Progressive Taxes. It's Not A Free-market Free-for-all. I Completely Understand That Society Has A Perfectly Legitimate Right To Put In Structures And Regulations And Rules That Make It Fairer, Better, Cleaner.

You Would Expect To See That First In High-yield [debt], But It Was In The Most Liquid Thing In The World. So That, I Think - It's A Little Bit Of A Warning That We've Got To Be Prepared And Just Be Careful.

Over The Longer Term, China Will Grow By About 6% Or 7% Per Year. The Chinese Authorities Usually React Pretty Quickly To Unfolding Economic Events, And You've Seen Them Recently Change A Whole Bunch Of Policies To Be More Conducive To Growth. They Have The Power And Capability To Macromanage The Economy - To Accomplish Their Growth Objectives - Which Means They're Pretty Much Going To Come Close To What They Say Is Going To Happen.

When You Walk Into A Store And You Want To Buy Something, You Give Them Cash And They Sell It To You. But Very Often, You Walk Into Our "store" And You Want Something - A Credit Card, Maybe, Or A Loan - And Very Often The Answer Is "no," Even If You're A Large Corporation.