I Would Not Pre-pay. I Would Invest

Earning A Lot Of Money Is Not The Key To Prosperity. How You Handle It Is.

A Lower Interest Rate Doesn't Make A Debt Go Away.

Debt Is So Ingrained Into Our Culture That Most Americans Can't Even Envision A Car Without A Payment ... A House Without A Mortgage ... A Student Without A Loan ... And Credit Without A Card. We've Been Sold Debt With Such Repetition And With Such Fervor That Most Folks Can't Conceive Of What It Would Be Like To Have No Payments.

Money Is 80% Behavior, 20% Head Knowledge. It's What You Do, Not What You Know.

One Definition Of Maturity Is Learning To Delay Pleasure.