Buy A Friend; Hire A Lawyer.

Life Insurance Can Be Numbingly Complicated. Clients Often Turn Off Their Brains And Surrender Their Judgment To The Very Agent Or Planner Who Brought On Their Coma In The First Place.

You Don't Date An Annuity, You Marry It. An Annuity Isn't A Mutual Fund That You Buy Today And Sell Tomorrow. Nor Is It A Certificate Of Deposit, Ready For Any New Use At Maturity. When You Buy An Annuity, You Are Making (or Ought To Be Making) A 15- Or 20-year Commitment, At Least.

You Normally Don't Get A Margin Call Unless Your Securities, Minus The Debt, Are Worth 30% Or Less Of Their Nominal Market Value.

There Is A Secret To Investing That Cuts A Path Directly To The Profits That You're Looking For. The Secret Is Simplicity. The More Elementary Your Investment Style, The More Confident You Can Be Of Making Money In The Long Run.

You Get The Most Out Of What You Need The Least.