When You Are Grateful - When You

People Have Got To Learn: If They Don't Have Cookies In The Cookie Jar, They Can't Eat Cookies.

In January We Start Saving Money, Getting Out Of Credit Card Debt, Funding Our Retirement Accounts, And We're Doing Wonderful. Then, Every Single Year Like Clockwork, Starting In November, All Of You Fall Into This Trap That Says, 'i Have To Buy This Gift... I Can't Show Up At This Party And Not Have Something For Everybody.

Many Of The Good Things Would Never Have Happened If The Bad Events Hadn't Happened First.

So Many Financial Dreams Are Thwarted By The Failure To Act Upon Good Intentions.

I Wanted To Give People The Ability Once Again To Realize That They Can Still Dream, But It Has To Be A New American Dream That's Based In Honesty, Integrity, And Security - A Dream That Allows You To Sleep At Night, A Dream That Is Attainable And Allows You To Stand In Your Truth.