We Have A Lot Of People Who

More People Are Working, Lending Is Up And Savings Are Up. These Are All Positive Signs For A Strengthening Economy.

I Am Struck That So Many Of Our Leaders In The U.s. Forget How Strong Our Country Can Be.

You've Seen Certain Credit Type Products That Are Going To Be In Nonbanks, Like Sophisticated Clo [collateralized Loan Obligation] Tranches And Stuff Where The Capital Charge Is So High That A Bank Simply Will Not Own It. Someone Will Buy It, Hedge It, Trade It. But It Won't Typically Be A Bank.

I'm A Really Big Believer - This Is Not A Statement About President [barack] Obama, But Whoever Is President - That Good Policy Is Really Important.

Companies That Grow For The Sake Of Growth Or That Expand Into Areas Outside Their Core Business Strategy Often Stumble. On The Other Hand, Companies That Build Scale For The Benefit Of Their Customers And Shareholders More Often Succeed Over Time.