There Are No Shortcuts When It Comes

You Wanna Blow Money? Put It In A 'blow' Category In Your Budget. But At Least Admit It On Paper!

Goals Are Visions And Dreams With Work Clothes On.

Work - Get Paid; Don't Work - Don't Get Paid. Everybody Is On Commission, .. Try Not Coming To Work For Six Weeks. Work Gets Paid; Don't Work, Don't Get Paid. When They Earn Those Dollars, And When You're 4, And You Clean Up Your Room, It Really Means Mom Cleaned Up The Room And You Did Two Toys. When You're 14, It Means You Cleaned Up Your Room. But Still, We Got The Money Caused By Work, And Then, We Have Teachable Moments On How To Handle The Money They Earn.

Adults Devise A Plan And Follow It, Children Do What Feels Good.

Debt Is So Ingrained Into Our Culture That Most Americans Can't Even Envision A Car Without A Payment ... A House Without A Mortgage ... A Student Without A Loan ... And Credit Without A Card. We've Been Sold Debt With Such Repetition And With Such Fervor That Most Folks Can't Conceive Of What It Would Be Like To Have No Payments.