Recast Your Current Problems Into Proactive Goals.

Never, Ever Invest Money That You Will Need Prior To Three To Five Years - Minimum.

Don't Let What Others Think Or Say Get In Your Way; Their Actions Reflect On Them, Not You.

Stop Buying Things You Don't Need, To Impress People You Don't Even Like.

Just Because You Can Afford It Doesn't Mean You Should Buy It.

Rather Than Saying, 'my Checking Account Is A Wreck,' Change It To 'i Will Learn How To Track My Spending And Balance My Checkbook.'