People Have Got To Learn: If They

No One's Ever Achieved Financial Fitness With A January Resolution That's Abandoned By February.

Don't Let What Others Think Or Say Get In Your Way; Their Actions Reflect On Them, Not You.

I Have Never Been A Fan Of Bond Funds. Unlike A Direct Investment In An Individual Bond That You Can Hold To Maturity And Be Assured You Will Get Your Principal Back (assuming No Default), A Fund Has No Finite Maturity Date And Most Funds Are Actively Traded.

You Have To See Every Potential Roadblock As An Opportunity And A Benefit.

When You Can Be Happy In Your Sadness As You Are In Your Happiness. Then You Know The Key To Life.