People First, Then Money, Then Things.

I Am A Financial Planner, Not A Psychiatrist, But I Do Know That Your Net Worth Will Rise To Meet Your Self-worth Only If Your Self-worth Rises To Accept What Can Be Yours.

Never Invest Emergency Savings In The Stock Market.

Absolutely Pay Off Credit Card Debt. If You're Not Getting A Match In Your 401(k) And You've Got Credit Card Debt, You've Got To Get Yourself Out Of Credit Card Debt. When You Get Out Of Credit Card Debt, Your Credit Score Goes Up And Interest Starts To Go Down.

Be As Good To Yourself As You Are To Those You Love.

Here's My Gift-giving Rule: Respect Your Current Financial Situation.