Learn How To Prioritize All Your Debt.

Make It A Priority To Have At Least Eight Months Of Living Costs Set Aside In A Federally Insured Bank Or Credit Union Account.

Take Free Money. No Matter How In Debt You Are, If Your Employer Offers A Matching Contribution On A 401(k) Or Other Retirement Vehicle, You Must Sign Up And Contribute Enough To Get The Maximum Company Match Each Year. Think Of It As A Bonus.

The Truth Will Always Lead You To A Better Place And A Bigger Place. And Every Single Setback, Every Single One, Has Led Me - Not In My Time, But In The Time That It Was Meant To Happen - To A Place That I Never In A Million Years Could Have Imagined That I Could Go Or Become.

Once Your Kids Are Grown And You Know That You're Completely Healthy, Consider Canceling Your Life Insurance Policy.

Absolutely Pay Off Your Credit Card Debt, Because A Child Can Always Get A Loan To Go To School, Possibly A Scholarship, A Grant.