Just Because We're Stupid Doesn't Mean Everybody

We've Had Fairly Consistent Financial Results.

The Question Is How Do You Do It [more Consumer Protection] So That It Actually Works That Way? And That Takes Analysis, And Sometimes Collaboration Between Government And Business, To Understand How That Works.

I Speak To Lots Of People Around The World, And No One Would Tell You That 25 Basis Points Will Make A Difference To Them.

I Don't Think You Could Have A Banker Serving In A Major Role In Washington In The Next 10 Years. I Just Don't Think It's Going To Happen - It's Just Not Politically Feasible - So I Don't Spend Much Time Thinking About It. Do I Think I Could Do A Good Job? Maybe. It's Possible.

At Travelers, We Were Much More Opportunistic. It Was Very Successful, But It Wasn't An Integrated Financial Services Company. We Had A Property Casualty Company, A Life Company, A Brokerage Company. We Were A Financial Conglomerate. It Wasn't A Unified, Coordinated Strategy Of Any Sort. When It Merged With Citi, That Became A Big Issue; Citi, At That Time, Wasn't Yet A Fully Integrated, Coordinated Company.