Investing Is Important, But Get Debt-free First.

Too Many People Try To Do The New Job, New Spouse, New House, New Car Thing In 18 Months. That's A Good Way To End Up Broke. We've Got To Resist The Temptation To Catch Up With Our Parents In 18 Months. Slow Down. You Have The Rest Of Your Life To Play Catch Up. After All, It's Just Stuff.

When We're Dealing With Money In Relationships, When We're Dealing With Money In Our Personal Lives, When We're Dealing With Money In Our Families, The Flow Of Money In A Family Represents The Value System Under Which That Family Operates.

Work Is Doing It. Discipline Is Doing It Every Day. Diligence Is Doing It Well Every Day.

You Don't Build Wealth With Credit Card Rewards And Airline Miles. You Can't Beat The Credit Card Companies At Their Own Game.

Goals Convert Vision Into Energy.