If You're Not Staying On Top Of

The Last Thing Family And Friends Want Is For You To Spend Money On Them That You Don't Have Or That You Can't Really Spare.

I Get So Frustrated When People Tell Me It's Unrealistic To Create An Eight-month Emergency Savings Fund, Or Have Money Saved For A Home Down Payment, Or Pay Off Their $5,000 Credit Card Balance.

Late Payments Also Hurt Your Fico Score. And Never, Ever Take Out A Cash Advance On Your Credit Card.

Many People Are In The Dark When It Comes To Money, And I'm Going To Turn On The Lights.

Try Handling Problems In The Office As Dispassionately As You Can And I Guarantee You Will Have A Better Time Of It; Not Least Because When You Bring Emotion Into The Conversation, You Furnish Your Colleagues With An Easy "out" For Dismissing You. If You Are Able To Strip Out The Emotion, However, People Have To Deal With You Based On The Facts.