I Think They've Been Baby Bummers.

Consider A 15- Or 20-year Fixed-rate Mortgage Instead Of A 30-year, If You Can Afford The Monthly Payments - They May Not Be As High As You Think.

Look Everywhere You Can To Cut A Little Bit From Your Expenses. It Will All Add Up To A Meaningful Sum.

If A Child, A Spouse, A Life Partner, Or A Parent Depends On You And Your Income, You Need Life Insurance.

Power Comes From Who You Are, Not What You Have, And The Transformation Starts With How You Allow Others To Treat You.

Every Portfolio Benefits From Bonds; They Provide A Cushion When The Stock Market Hits A Rough Patch. But Avoiding Stocks Completely Could Mean Your Investment Won't Grow Any Faster Than The Rate Of Inflation.