I Hate The Word Universal, Because I

If The Government Wants To Do Social Policy, It Should Not Be Done In A Quasi-public Company. If You Have A Mortgage Guarantee Company Which Is Done By The U.s. Government, It Should Be Guaranteed By The Originators, I.e., The Shareholder.

The Best Way To Look At Any Business Is From The Standpoint Of The Clients. So There Are These Certain Basic Things That Aren't Going To Change. Companies Are Going To Have Needs For Equity, Debt, Advice, Fx, And Derivatives. Individuals Are Going To Have Needs For Auto Loans, Mortgages, Something That Looks Like A Deposit Account, And The Ability To Send Money To People. Those Things Aren't Going To Change.

Usually, Something That Is Fairly Expected Is Already Factored In. I Also Think That You Have To Think That America Is Raising Rates Because The Economy Is Getting Stronger.

If Business Doesn't Thrive, It Hurts America. We Need Improved Relations, More Collaboration, More Thought And More Consistency As We Go About Trying To Make Sure We Have The Best Country In The World. Not Scapegoating And Finger-pointing.

People Always Say To Me, "what If It Doesn't Work?" If It Doesn't Work, We Redouble Our Effort. We're Not Going To Cry Like A Bunch Of Babies. We're Going To Redouble Our Effort.