I Am A Big Believer That Orderliness

If You Do Not Have At Least An Eight-month Emergency Fund, And You Think There's A Probability You Could Loose Your Job - And It's Not Just Losing Your Job; You Could Be In A Car Accident, Get Sick - Continue To Pay The Minimum On Your Credit Card Every Month. Everything Beyond That Needs To Go To Establish An Emergency Fund. And If You Have An Emergency Fund Saved, Then Fund Your Retirement Account Before Paying Down Credit Card Debt.

Absolutely Pay Off Credit Card Debt. If You're Not Getting A Match In Your 401(k) And You've Got Credit Card Debt, You've Got To Get Yourself Out Of Credit Card Debt. When You Get Out Of Credit Card Debt, Your Credit Score Goes Up And Interest Starts To Go Down.

People Have Got To Learn: If They Don't Have Cookies In The Cookie Jar, They Can't Eat Cookies.

If You Wait Until Your Children Are High School Seniors To Spring It On Them That There's Not A Whole Lot Of Money For School, They Won't Have Too Many Options.

Never Invest Emergency Savings In The Stock Market.