Defense Is Superior To Opulence.

The Real And Effectual Discipline Which Is Exercised Over A Workman Is That Of His Customers. It Is The Fear Of Losing Their Employment Which Restrains His Frauds And Corrects His Negligence.

Never Complain Of That Of Which It Is At All Times In Your Power To Rid Yourself.

Among Civilized And Thriving Nations, On The Contrary, Though A Great Number Of People Do No Labor At All, Many Of Whom Consume The Produce Of Ten Times, Frequently Of A Hundred Times More Labour Than The Greater Part Of Those Who Work; Yet The Produce Of The Whole Labour Of The Society Is So Great, That All Are Often Abundantly Supplied, And A Workman, Even Of The Lowest And Poorest Order, If He Is Frugal And Industrious, May Enjoy A Greater Share Of The Necessaries And Conveniencies Of Life Than It Is Possible For Any Savage To Acquire.

Though The Principles Of The Banking Trade May Appear Somewhat Abstruse, The Practice Is Capable Of Being Reduced To Strict Rules. To Depart Upon Any Occasion From Those Rules, Is Consequence Of Some Flattering Speculation Of Extraordinary Gain, Is Almost Always Extremely Dangerous, And Frequently Fatal To The Banking Company Which Attempts It.

This Great Increase Of The Quantity Of Work Which, In Consequence Of The Division Of Labour, The Same Number Of People Are Capable Of Performing, Is Owing To Three Different Circumstances; First, To The Increase Of Dexterity In Every Particular Workman; Secondly, To The Saving Of The Time Which Is Commonly Lost In Passing From One Species Of Work To Another; And Lastly, To The Invention Of A Great Number Of Machines Which Facilitate And Abridge Labour, And Enable One Man To Do The Work Of Many.